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Medicaid for You and Your Family: Low Cost Health Insurance in Indiana
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Who is here?
The above-question is a traditional pioneer greeting to strangers of the citizens from the Hoosier State – Indiana. Indiana is situated near large metropolitan areas in neighboring states. The state’s location provides access to many needed facilities of Indiana citizens.
One of the many needed facilities is health related. Prices of basic commodities are getting higher everyday. To be sick is no joke for you will be frantic on how high your medical bills can be. You should not worry. You can obtain Medicaid from your local government.
Medicaid is a health care program designed to help alleviate the health condition of people with low-income. However not all citizens are eligible to be members of the said health care program. Oftentimes the eligibility for you to become a Medicaid member varies from one state to the other. In Indiana, the following individuals are eligible for Medicaid health program:
1. Low income persons such as child from birth to eighteen years old, head of the families which are jobless, parents who are working but does not meet minimum wage, and women who are pregnant.
2. Underprivileged elderly.
3. Disabled individuals.
4. Retired Indiana residents who are monetary destitute.
5. Refugees.
6. Women who have cancer of the breast and cervix.
Once you have verified if you are eligible to get hold of Medicaid, the next best thing to do is know the Medicaid prerequisites. There are certain requirements for you to get hold of Medicaid. The basic requirements are divided into two major categories:
Financial Category
- You will be asked to honestly lay out your household income. The state of Indiana will not charge you with insurance premium if your household income is lower than 150% federal poverty level (FPL). A considerable amount of premium will be charged to you if your household income falls between 150% and 200% of the FPL.
- Assets or “resources” are also examined for evaluation.
Non-Financial Category
- Personal information such as age, civil status and other related factors.
- Citizenship. Normally, for you to qualify for a Medicaid health care program you must be a US citizen. Additionally, you should be an Indiana resident for at least five years.
Once you have been granted a Medicaid health care program in Indiana, you are qualified to get the following benefits:
- Inpatient and outpatient hospital services
- Physician consultation and treatment
- Vision and dental care
- Laboratory services
- Clinic services
- Nursing facility consultation and treatment for mentally-ill individuals
- Medical amenities
- Health care services at home
- Devises to be utilized when acquiring eyeglasses and/or prosthetic
- Prescribed medicines
- Specialized therapies such as Physical Therapy, Occupational Therapy, Speech Therapy and Respiratory Therapy
- Family Planning Consultation
- Preventive care
- Other health and medical care which are duly identified by the laws and regulation of the state of Indiana
If you need to find further and in-depth information regarding the Medicaid health care program, contact the Indiana Family and Social Service Administration. This health institution can help you get familiar with the ins and outs of Medicaid. Additionally, they may orient you with some other low cost health insurance in Indiana.
Who is here? The greeting itself proves that the local government has utmost concern to its people by providing them health insurance that fits the needs of some poverty-stricken citizens.
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