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˙ţM a n a g e d H e a l t h C a r e : A n A l t e r n a t i v e H e a l t h P l a n I n s u r a n c e f o r I n d i v i d u a l s
from:M i s h a p s c a n h a p p e n a n y t i m e , a n y w h e r e . < b r > < b r >
I t c a n o c c u r e v e n t o t h e w e a l t h i e s t p e o p l e n o t o n l y t h e p e n n i l e s s . I t d o e s n o t s e l e c t o n l y t h e f r a i l a n d r a g g e d , e v e n t h e h e a l t h i e s t i n d i v i d u a l s c a n e n c o u n t e r a n u n e v e n t f u l c i r c u m s t a n c e i n t h e i r l i v e s . < b r > < b r >
U n c e r t a i n t y i s a f a c t o f l i f e . S i n c e y o u a r e f a c e d w i t h u n c e r t a i n t i e s i n y o u r d a i l y l i f e , i t i s b e s t t o b e p r e p a r e d a t a l l t i m e s . < b r > < b r >
Y o u n e e d t o e q u i p y o u r s e l f w i t h a h e a l t h i n s u r a n c e . N o w a d a y s , i f y o u w a n t t o h a v e y o u r o w n a n d e x c l u s i v e h e a l t h i n s u r a n c e , y o u c a n d o s o w i t h a h e a l t h i n s u r a n c e f o r i n d i v i d u a l s . < b r > < b r >
A m o n g s t t h e d i f f e r e n t h e a l t h i n s u r a n c e p l a n s f o r i n d i v i d u a l s , m o r e a n d m o r e p e o p l e a r e g o i n g w i t h a M a n a g e d H e a l t h C a r e P l a n . < b r > < b r >
A m a n a g e d h e a l t h c a r e p l a n i s a n a p p r o a c h w h e r e i n s u r e r s f i n a n c e s a n d h e a l t h s e r v i c e s a r e b e i n g t a k e n c a r e d t h r o u g h a p a r t i c u l a r h e a l t h c a r e p l a n c h o s e n b y t h e m e m b e r . M a n a g e d h e a l t h c a r e p l a n i s d e s i g n e d t o a c h i e v e t h e f o l l o w i n g o b j e c t i v e s : < b r > < b r >
1 . T o l e s s e n y o u r m e d i c a l c o s t s b u t e n s u r i n g g o o d - q u a l i t y h e a l t h s e r v i c e s . < b r > < b r >
2 . T o p r o v i d e d i f f e r e n t o p t i o n s w i t h t h e m e m b e r s w i t h r e g a r d s t o t h e i r h e a l t h c o n c e r n s . < b r > < b r >
P a r t i c u l a r h o s p i t a l s , d o c t o r s , a n d o t h e r h e a l t h c a r e p r o v i d e r s a r e b e i n g c o o r d i n a t e d w i t h m a n a g e d h e a l t h c a r e p l a n s . T h i s i s b e i n g d o n e t o h e l p a l l e v i a t e t h e a m o u n t o f m o n e y b e i n g d i s b u r s e d b y t h e m e m b e r s . < b r > < b r >
T h e r e a r e t h r e e m a j o r p l a n s u n d e r t h e u m b r e l l a o f m a n a g e d h e a l t h c a r e p l a n s . < b r > < b r >
P r e f e r r e d P r o v i d e r O r g a n i z a t i o n s ( P P O ) < b r > < b r >
H o s p i t a l s , d o c t o r s a n d o t h e r h e a l t h c a r e p r o v i d e r s a g r e e t h a t m e m b e r s p a y r e d u c e d f e e s f o r t h e s e r v i c e s t h e y a r e o f f e r i n g . < b r > < b r >
O n e g o o d a d v a n t a g e o f e n r o l l i n g y o u r s e l f w i t h a P P O i s t h a t t h e r e i s n o r e f e r r a l r e s t r i c t i o n c o m p a r e d t o o t h e r h e a l t h p l a n s . I t m e a n s t h a t y o u c a n s e e a n y p h y s i c i a n w i t h o u t s e c u r i n g a r e f e r r a l f r o m t h e n e t w o r k . H e n c e , i t i s t r o u b l e - f r e e o n y o u r p a r t . < b r > < b r >
H e a l t h M a i n t e n a n c e O r g a n i z a t i o n s ( H M O ) < b r > < b r >
I t i s b e l i e v e d t h a t H M O i s o n e o f t h e o l d e s t t y p e s o f m a n a g e d h e a l t h c a r e p l a n . T h e o r g a n i z a t i o n w i l l c o n t a c t w i t h a g r o u p o f d o c t o r s a n d o t h e r h e a l t h c a r e p r o v i d e r s t o f o r m a n e t w o r k . T h e f o r m e d g r o u p i s t h e o n e t o a t t e n d t o t h e m e m b e r s m e d i c a l n e e d s a n d h e a l t h s e r v i c e s . < b r > < b r >
Y o u a r e l i m i t e d t o s e e p h y s i c i a n s o r h e a l t h c a r e p r o v i d e r s w i t h i n t h e n e t w o r k s o t h a t t h e o r g a n i z a t i o n p a y s f o r t h e h e a l t h a n d m e d i c a l s e r v i c e s y o u a t t a i n e d . O t h e r w i s e , y o u d o l e o u t m o n e y i f y o u h a v e s e l e c t e d a p h y s i c i a n o u t s i d e o f t h e n e t w o r k . < b r > < b r >
P o i n t - o f - S e r v i c e ( P O S ) P l a n s < b r > < b r >
F r e e d o m o f c h o i c e t h i s i s w h a t P O S c a n d o f o r y o u . P o i n t - o f - s e r v i c e i s a m i x t u r e o f H M O a n d P P O . Y o u h a v e t h e o p t i o n t o s e l e c t w h i c h s u i t s y o u r i m m e d i a t e h e a l t h n e e d . < b r > < b r >
S i m i l a r t o H M O a n d P P O , P O S f o r m s a g r o u p o f d o c t o r s a n d h e a l t h c a r e p r o v i d e r s t o a t t e n d t o y o u r m e d i c a l n e e d s . H o w e v e r y o u h a v e t h e o p t i o n w h e t h e r o r n o t t o c h o o s e a p h y s i c i a n w i t h i n t h e n e t w o r k . I f y o u s e e k t o c o n s u l t w i t h a p h y s i c i a n o u t o f t h e n e t w o r k , P O S w i l l s h a r e w i t h y o u r m e d i c a l e x p e n s e s . H o w e v e r e x p e c t t o h a v e h i g h p a y m e n t s f o r c o i n s u r a n c e a n d d e d u c t i b l e s . < b r > < b r >
D o n t l e t a c a t a s t r o p h e r u i n y o u r l i f e . T h e r e m a y b e i n s t a n c e s t h a t i t c a n n o t b e p r e v e n t e d s i n c e n a t u r e h a s c o n t r o l o v e r i t b u t y o u c a n d o s o m e t h i n g a b o u t i t a f t e r i t h a s c r a s h e d i n t o y o u r l i f e . E q u i p p i n g y o u r s e l f w i t h o n e o f t h e t y p e s o f m a n a g e d h e a l t h c a r e p l a n e n s u r e s u t m o s t h e a l t h a t t e n t i o n a n d t r e a t m e n t w h e n y o u m o s t n e e d i t . M o r e o v e r , y o u n e e d n o t w o r r y o f w h o t a k e s c a r e o f y o u r m e d i c a l f i n a n c e s a n d s e r v i c e s m a n a g e d h e a l t h c a r e p l a n w i l l d o i t a l l f o r y o u . < b r > < b r >
Affordable Health Insurance For Individuals Specific links
Affordable Health Insurance For Individuals News
Congressional health-care reform proposals would offer coverage to ... - EurekAlert (press release)
 Reuters | Congressional health-care reform proposals would offer coverage to ... EurekAlert (press release), DC - Senator Baucus' proposal is similar in that it includes a requirement that all individuals purchase health insurance when it is deemed affordable. ... Video: Ted Kennedy Speaks To CBS News Barack Obama launches $60bn a year health care plan Stay Healthy: Government Healthcare May Be Coming |
Maryland Health Insurance Plan cuts premiums - Bizjournals.com
 VietNamNet Bridge | Maryland Health Insurance Plan cuts premiums Bizjournals.com, NC - The Maryland Health Insurance Plan said Wednesday it will offer reduced premiums for individuals and families with limited income. ... Affordable Short Term Health Insurance May Be The Best Bet For ... A look at the new health insurance law |
Minnesota nursing homes to seek more aid - Minneapolis Star Tribune
 Fresh News | Minnesota nursing homes to seek more aid Minneapolis Star Tribune, MN - "We need to rethink how we finance long-term care and make sure that everyone has access to affordable health care," said Thissen, who chairs the Health and ... Three Roadblocks on the Road to Health Reform Loss of your job doesn't equal a lack of health care options Health care system due for tweaks during legislative session |
Maryland Health Insurance Plan reducing premiums for members with ... - IFAwebnews.com
Maryland Health Insurance Plan reducing premiums for members with ... IFAwebnews.com, MD - Since opening in 2003, the MHIP high-risk pool has provided health insurance coverage for more than 27000 individuals and currently provides coverage to ... |
New York May Require Longer Coverage for Family Health Plans - Bloomberg
New York May Require Longer Coverage for Family Health Plans Bloomberg - The proposal would provide young adults “the opportunity to purchase insurance at the much more affordable family/group rate from their parents’ employers,” ... |
Aetna Introduces New Chicagoland Plan for Small Businesses - WELT ONLINE
Aetna Introduces New Chicagoland Plan for Small Businesses WELT ONLINE, Germany - Aetna (NYSE: AET) is introducing a health insurance plan with the goal of helping small businesses in under-served communities offer health insurance to ... Aetna Empowers Members to Maximize Their Health Benefits and ... |
Blue Shield to restore coverage for dropped Californians - Los Angeles Times
 SmartAboutHealth | Blue Shield to restore coverage for dropped Californians Los Angeles Times, CA - Blue Shield of California's Life & Health Insurance Co. also agreed to reimburse consumers whose coverage was canceled for medical expenses they paid out of ... Blue Cross Blue Shield of Massachusetts Foundation Awards $485000 ... Blue Shield to restore coverage to dropped Californians Blue Cross Blue Shield of Massachusetts Foundation Awards $635000 ... |